The American healthcare system is where so much innovation is born, from new treatments and therapies to breakthrough diagnostic tools that change and save lives. Access to that care, however, can be a serious challenge. While many health insurance plans are still accessed through employers, more workers than ever are dropping out of the full-time rat race for a more entrepreneurial approach. Those who do have access to employment-based health insurance, HMOs and PPOs may not be able to access those benefits easily, due to the increasingly complicated set of hoops one must jump through.
Enter concierge medicine, a concept with the potential to disrupt the healthcare industry for the better.
Concierge Medicine Explained
When you pay for traditional health insurance, you are essentially paying into a fund the managing insurance company hopes you will not need. Premiums can lower out-of-pocket costs if you know how to navigate your policy well, but these same policies can be a very real roadblock when you do need healthcare. Unlike a risk-pool based plan tied to your employer, concierge medicine is a membership-based system which allows you to access the healthcare and the providers you need when you need them, with membership fees covering preventive care.
The Best of Both Worlds: Combined Traditional Health Insurance and Concierge Medicine
Concierge medicine is primarily designed to target routine and preventive healthcare. It can be a great alternative to traditional health insurance coverage, but many opt to combine the two. A traditional plan can defray some of the costs that may not be covered under a concierge membership, while you still enjoy the convenience and personalized care of the latter option. Should unexpected and catastrophic healthcare situations arise, traditional coverage will help offset potentially devastating healthcare costs.
If you’re interested in a path to well healthcare that puts you, your needs and your schedule first, a concierge medicine membership may be the answer. Both individual and corporate membership plans are available, along with a host of healthcare services tailored to keeping you at your healthiest. To learn more about VIP healthcare in NYC, contact Regen Medical Management today.